Insurance for Consumer loan for any purpose

• You enter the insurance relationship when you take out a loan agreement  
• In order to get the insurance you need a simple health declaration
• In case of disability or death, the loan will be paid from the insurance claim
• The insurance company pays the loan instalments instead of you if you go on sick leave or lose your job

• Advantageous interest rate for a loan with the Smart combination

You have the possibility to choose from 2 insurance package options:

Widened insurance package – for sick leave, full and permanent disability and death

Full insurance package – for job loss, sick leave, full and permanent disability and death

You never know when you could lose your job. Insure your loan and get a discount on the interest rate from us.

• You get the insurance with the loan set up
• In case of disability or death, the loan will be paid from the insurance claim
• We will pay the loan instalments for you if you go on sick leave or lose your job

Insurance premium and the payment form

You pay insurance premium monthly, within the loan instalment. The amount of insurance premium is set individually, according to the loan instalment amount and the insurance package option.

Conditions for insurance set up

• Age from 18 to 61 years
• Agreement with health declaration 
• Establish consumer loan for any purpose
• Monthly loan(s) instalments, to which the insurance is related, may not exceed the sum of €1,850