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InvestEU Sustainability
Guarantee Loan
Get advantageous financing for sustainable enterprises and green investments
Advantageous financing to support sustainable, green and inclusive investment activities
Loan for small and middle enterprises and mid-market capitalisation companies with fewer than 500 employees, using a guarantee funded by the European Union under the InvestEU Sustainability Fund.
Advantages of the loan
Support of green investments and development plans in the area of sustainability and social accessibility.
Lower loan collateral coverage required
- due to the loan being secured by an InvestEU guarantee
Loan instalments can be deferred up to 6 months
- at the request of the client
Reduced interest rate
compared to a regular loan
Purpose and conditions of the loan
The loan is intended to finance sustainable, green and inclusive investments and/or for sustainable companies that contribute to the green and sustainable transformation of the European economy.
- Purpose-specific instalment loan in euros
- With an interest rate advantage thanks to the InvestEU guarantee
- Up to € 7.5 million
- Maturity from 12 months to 12 years
You can apply for a loan at branches and regional corporate centres of Slovenská sporiteľňa.
- Renewable energy projects
- Construction or renovation of commercial buildings to improve their energy performance
- Standardised energy efficiency measures in industry
- Low- and/or zero-emission means of transport, in the renewal and modernisation of their infrastructure
- The development or deployment of green information and communication technologies (ICT) and related digital solutions
- Reducing the vulnerability of agriculture to climate change
- Activities that contribute to the transition to a circular economy
- Reducing waste (through collection, recovery and recycling)
- Pollution prevention and control
- Nature-based solutions
- Afforestation, reforestation and sustainable forest management
- Sustainable and organic agriculture
- Improving the accessibility of services, products to citizens with disabilities
- Enterprises that have won an award or received a grant or funding for clean or green technology in the last 3 years; registered an intellectual property right for renewable or clean technology related to climate and environmental sustainability; registered an eco-label,
- Enterprises with 90% of their turnover in green activities in the areas of renewables, energy efficiency, zero and low-emission mobility,
- Enterprises that have incorporated green practices into their business model.
If you meet the financing conditions of the InvestEU Sustainability Guarantee Loan and the Loan with an interest-rate subsidy from the EIB, we guarantee you an interest rate of at least 0.39 % p.a. during the entire duration of the loan.
Financing uses support from the European Union under the InvestEU Fund.